HNWI
High-net-worth individual
Example
Did you hear about Jake’s new client?
Yeah, some HNWI looking to invest in luxury real estate. Must be nice to have that kind of cash!
HNWI definition by Slang.net
This page explains what the acronym "HNWI" means. The definition, example, and related terms listed above have been written and compiled by the Slang.net team.
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HNWI is a term used in finance and wealth management to describe someone with significant investable assets. While the exact threshold varies, HNWIs typically have at least $1 million in liquid assets, excluding real estate and personal belongings. Banks, investment firms, and financial advisors often use the HNWI designation to classify clients who may need specialized services, such as private banking, estate planning, or tax optimization.
Various individuals and organizations may use HNWI in different contexts. For example, financial professionals may create a strategy to best serve their HNWI clients, or economists may study HNWIs and their effects on the economy and share their findings as infographics or articles. People may also use it in a job listing to ensure a potential employee has experience working with HNWI clients.
The HNWI concept gained widespread use as global wealth management became more sophisticated in the late 20th century. During this period, financial institutions began segmenting clients based on their wealth to offer tailored investment strategies and services. Additionally, a level above HNWI, known as ultra-high-net-worth individuals (UHNWIs), distinguishes wealthy individuals who have approximately $30 million or more.