OTD

When used to mean "on this day," OTD is typically followed by a year, a referenced event, and a photo. The year is the year the referenced event took place; the photo is typically related to the event.

For example, on September 28, you might see a user post "OTD in 1998, Pokémon Blue was released in the U.S." That post would likely also contain a picture of Pokémon Blue's box art, to maximize other users' sense of nostalgia (and encourage them to interact with the post).

In the financial world, an "OTD" is a "one-time draft," which is a payment set up to occur only once. You may see the acronym in various financial contexts, including a customer paying bills or an international trading company post-dating a purchase of goods.

For example, an investor may arrange an OTD with their bank that the bank will process at a later date. Or, a homeowner may set up an OTD with their bank to pay their monthly mortgage at the beginning of each month. Another example is an importer (buyer) may work with a bank to set up an OTD to pay for the goods received from an exporter (seller).

OTD is a texting and chatting acronym that means older than dirt. It is commonly used by older people to describe how they feel.

"Older than dirt" is a popular saying for to exaggerate the age of something or someone. It is often utilized when talking about how one is feeling with his or her aches and pains.